- When I don't go to the grocery store, I don't spend money on food making it easier to stay within our grocery budget - this is my #1 overspending budget category. There are fewer things to eat in the cupboard/frig - but still stuff to eat. I usually shop weekly, maybe I need to go twice a month?
- Using a credit card to buy stuff: delays expenses often throwing the budget off, causes overspending (studies show that you spend 12-18+% more if you use plastic over cash), causes me a headache.
- Using cash for certain budget categories is freeing. We went out to dinner last weekend and took the cash we've budgeted for "eating out." Guess what? We only spent that much money - no overspending and no delayed expense. We are going to use cash for more categories.
- Switching insurances in the middle of the year has left us with a few extra medical bills to pay - ugh.
- God brings peace over every situation - even money. We need to invite Him in, do our part and watch Him work. Prayer really does work!
"Be anxious for nothing, but in everything by prayer and petition with thanksgiving make your requests known to God. And the peace of God that surpasses all understanding will guard your heart and your mind in Christ Jesus." -- Phil. 4:6-7
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